Time to move on....and grow up.

I've have been blessed beyond measure this past year. To quote Dave Ramsay, "Better than I deserve." Really though, aren't we all better than we deserve? We as people are fairly ridiculous... I'm digressing though and back to the topic: I'm sucking it up and rejoining productive society.

My wonderful husband has granted me the privilege of staying home this past year since the closure of my store. We had never really planned on it working out this way, but rather muddled our way through. It's been a tough year financially with the loss of my income but the trade-off was well worth it in time gained with my kids and dear Bob.

Years ago, I was an Account Executive for HFC and sold financial products through them to the "B"-paper crowd. Basically, that's below bank standards, but still above sub-prime. I hated it more than anything. The idea that you can help people is great, however, becoming financially successful requires a psychological mindset change that most people are unwilling to make. When you are writing a jumbo-loan (that's over and above true equity, that's taking out the first with an adjustable equity piggy-back for up to 125% of the value) for someone that owes over $55,000 to QVC and the Home Shopping Channel, these folks aren't likely to change their spending habits and bow you're left with the knowledge that they can never move because they are never going to be able to sell their home- ever.

I haven't sold insurance or mortgages for over 10 years so the current crisis is in no way, shape or form my fault. That said, it seems I'm once more for the battlement. I'm currently studying up and next week am taking my pre-licensing course for insurance with commodities and mortgage to follow shortly. The company that I'm intending to sell for seems rather reputable and only time will truly tell. For now, it feels rather good to know that once again I have a hand in the direction that my life is going. I love and respect my husband more than I can express for the chance he gave me to lean on him and prove the 'for worse' part of our wedding vows to be true.

Anyways, for now I am still writing because selling finance isn't actually what I want to do and we all need to have dreams, right?